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It’s Easy to Get Business Checking
Conduct the transactions you need while keeping costs low for your new or growing business.
When you run a small business, you don’t have time for complicated banking. Desert Financial’s Business Checking account puts the transactions you need within easy reach while keeping costs low for your new or growing business.
Getting checking for your business is a breeze! Meet one of the following requirements each month, and we will waive our already low $8 monthly fee:
Keep a minimum daily balance of $1,500.
Have an Express Business Credit loan with us.
Process your company’s credit card transactions with our Merchant Services.
Desert Financial Business Checking has all of the features that your small business needs:
- Desert Financial Business Visa® debit card with no annual fee
- No fee for the first 150 deposited and cleared check transactions per statement cycle. After 150, the fee is $0.45 per deposited or cleared check.1
- No cash processing fee for the first $5,000 in combined cash or coin deposits or withdrawals per statement cycle. After $5,000, it's $.30 per excess $100.1
- Free online and phone banking
- Free eStatements and alerts
- Free unlimited online bill pay
- Unlimited transactions at Desert Financial ATMs
- Two free ATM withdrawals per month at Plus®, CO-OP, and Visa® ATMs2
1For additional information regarding fees, please email Treasury Management at treasurymanagement@taramcnamee.com.
2Account holders receive two free ATM withdrawals per statement cycle at PLUS®, CO-OP, and Visa® ATMs; $2 for each additional transaction. Unlimited transactions allowed at Desert Financial ATMs.
Choose Business Checking Plus When You Need More
Higher limits on deposits, cleared checks and currency transactions so you can retain more of your cash flow as business increases.
Your checking account should grow with your business. With that in mind, we designed Business Checking Plus to have higher limits on deposits, cleared checks and currency transactions.
Simply meet one of the following requirements each month, and we will waive our already low $12 monthly fee:
Keep a minimum daily balance of $5,000.
Have a current Express Business Credit loan with Desert Financial.
Process your company’s credit card transactions using our Merchant Services solutions.
Our Business Checking Plus account works well for established companies with a steady flow of transactions each month, and it can help your company to retain more cash flow as business increases.
- Desert Financial Business Visa® debit card with no annual fee
- No fee for the first 300 deposited and cleared check transactions per statement cycle. After 300, the fee is $0.45 per deposited or cleared check.1
- No cash processing fee for the first $7,500 in combined cash or coin deposits or withdrawals per statement cycle. After $7,500, it's $.30 per excess $100.1
- Free online and phone banking
- Free eStatements and alerts
- Free unlimited online bill pay
- Unlimited usage at Desert Financial ATMs
- Two free ATM withdrawals per month at Plus®, CO-OP, and Visa® ATMs2
1For additional information regarding fees, please email Treasury Management at treasurymanagement@taramcnamee.com.
2Account holders receive two free ATM withdrawals per statement cycle at PLUS®, CO-OP, and Visa® ATMs; $2 for each additional transaction. Unlimited transactions allowed at Desert Financial ATMs.
Get Earnings Credits with Business Analysis Checking
Earn credits on your account for strengthening your banking relationship with Desert Financial.
At Desert Financial, we believe in rewarding members who do more with us. Our Business Analysis Checking account allows you to accrue earnings credits on your checking account based on the balances you maintain. The higher your balance, the more credits you will earn! These earnings credits can be used to offset a portion (or all) of your monthly fees.
Many of the companies that choose Business Analysis Checking1 also utilize our Treasury Management services, which help businesses to manage payables, receivables, disbursements and liquidity strategies.
- Desert Financial Business Visa® debit card with no annual fee
- Free online and phone banking
- Free eStatements and alerts
- Free unlimited online bill pay
- Unlimited transactions at Desert Financial ATMs
- Two free ATM withdrawals per month at Plus®, CO-OP, and Visa® ATMs2
1The Business Analysis Checking includes an earnings credit based on the earnings credit rate and average monthly balance. This earnings credit may be applied to offset the above fees pursuant to Treasury Management Master Agreement. It does not apply to third party fees not charged by Desert Financial.
2Account holders receive two free ATM withdrawals per statement cycle at PLUS®, CO-OP, and Visa® ATMs; $2 for each additional transaction. Unlimited transactions allowed at Desert Financial ATMs.
For additional information regarding fees, please email Treasury Management at treasurymanagement@taramcnamee.com.